Goetz Credit Union
 

RatesRates

Effective Date:

.

Savings Rates

Rate APY* Minimum Balance
Share/Savings 1.00% 1.00% $25.00
Vacation 1.00% 1.00% $0.00
Christmas Club 1.00% 1.00% $0.00
IRA 2.00% 2.02% $0.00
 
*APY=Annual Percentage Yield
     
 

Certificate of Deposit Rates

Rate APY* Minimum Balance
7 months New Money Special 4.86% 4.95% $5,000.00
12 months 3.455% 3.50% $2,500.00
18 months 3.70% 3.75% $2,500.00
 
*APY=Annual Percentage Yield
     
 

Checking Rate

Rate APY* Minimum Balance
Checking 0.05% 0.05% $0.00
 
*APY=Annual Percentage Yield
     
 

New Auto Rates

Terms APR**
2024-2023 36 months 6.00%
  48 months 6.25%
60 months 6.50%
72 months 6.75%
84 months 7.00%  

Used Auto Rates

Year Terms APR**
2024 thru 2017 36 months 7.00%
48 months 7.25%
60 months 7.50%
72 months 7.75%
     
2016 and older 24 months 8.25%
36 months 8.50%
48 months 8.75%
60 months 9.00%
     
 

Motorcycle/ATV/UTV/Lawn Equipment Rates

Terms APR**
New 36 months 7.75%
48 months 8.00%
60 months 8.25%
72 months 8.50%
     
Used 36 months 8.75%
48 months 9.00%
60 months 9.25%
72 months 9.50%
     
 

RV/Boat Rates

Terms APR**
New 0-60 Months 7.75%
61-72 months 8.00%
73-84 months 8.25%
85-120 months 8.50%
     
Used 0-60 months 8.75%
61-72 months 9.00%
73-84 months 9.25%
85-120 months 9.50%
     
 

Consumer Loan Rates

Terms APR**
Signature Loans 24 months 12.50%
36 months 13.00%
48 months 13.50%
 
Share Covered   3.00%
     
Line of Credit/Overdraft Protection 11.50%
     
     
     
 

Home Loan Rates

 
Term APR**
Home Loan-Refinance 15 Years 8.25%
20 Years 8.50%
30 Years 8.75%