Goetz Credit Union
 

RatesRates

Effective Date:

Savings Rates

Rate APY* Minimum Balance
Share/Savings 1.25% 1.26% $25.00
Vacation 1.25% 1.26% $0.00
Christmas Club 1.25% 1.26% $0.00
IRA 2.00% 2.02% $0.00
 
*APY=Annual Percentage Yield
     
 

Checking Rate

Rate APY* Minimum Balance
Checking 0.05% 0.05% $0.00
 
*APY=Annual Percentage Yield
     
 

New Auto Rates

Terms APR**
2023-2022 36 months 7.75%
  48 months 8.00%
60 months 8.25%
72 months 8.50%
84 months 8.75%  

Used Auto Rates

Year Terms APR**
2023 thru 2016 36 months 8.75%
48 months 9.00%
60 months 9.25%
72 months 9.50%
     
2015 and older 24 months 10.00%
36 months 10.25%
48 months 10.50%
60 months 10.75%
     
 

Motorcycle/Lawn Equipment Rates

Terms APR**
New 36 months 8.75%
48 months 9.00%
60 months 9.25%
72 months 9.50%
     
Used 36 months 9.75%
48 months 10.00%
60 months 10.25%
72 months 10.50%
     
 

RV/Boat Rates

Terms APR**
New 0-60 Months 8.75%
61-72 months 9.00%
73-84 months 9.25%
85-120 months 9.50%
     
Used 0-60 months 9.75%
61-72 months 10.00%
73-84 months 10.25%
85-120 months 10.50%
     
 

Consumer Loan Rates

Terms APR**
Signature Loans 24 months 14.50%
36 months 15.00%
48 months 15.50%
 
Share Covered   3.25%
     
Line of Credit/Overdraft Protection 13.50%
     
     
     
 

Home Loan Rates

 
Term APR**
Home Loan-Refinance 15 Years 9.25%
20 Years 9.50%
30 Years 9.75%