Savings Rates |
| Rate | APY* | Minimum Balance |
| Share/Savings | 0.95% | 0.95% | $25.00 |
| Vacation | 0.95% | 0.95% | $0.00 |
| Christmas Club | 0.95% | 0.95% | $0.00 |
| IRA | 1.75% | 1.76% | $0.00 |
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| *APY=Annual Percentage Yield |
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Certificate of Deposit Rates |
| Rate | APY* | Minimum Balance |
| 7 months New Money Special | 3.94%% | 4.00% | $5,000.00 |
| 12 months | 3.455% | 3.50% | $2,500.00 |
| 18 months | 3.21% | 3.25% | $2,500.00 |
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| *APY=Annual Percentage Yield |
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Checking Rate |
| Rate | APY* | Minimum Balance |
| Checking | 0.05% | 0.05% | $0.00 |
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| *APY=Annual Percentage Yield |
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New Auto Rates |
| Terms | APR** | |
| 2025-2024 |
36 months | 5.50% | |
| | 48 months | 5.75% | |
| 60 months | 6.00% | |
| 72 months | 6.25% | |
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84 months | 6.50% |
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Used Auto Rates |
| Year | Terms | APR** | |
| 2024 thru 2018 | 36 months | 6.50% | |
| 48 months | 6.75% | |
| 60 months | 7.00% | |
| 72 months | 7.25% | |
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| 2017 and older | 24 months | 7.75% | |
| 36 months | 8.00% | |
| 48 months | 8.25% | |
| 60 months | 8.50% | |
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Motorcycle/ATV/UTV/Lawn
Equipment Rates |
| Terms | APR** | |
| New | 36 months | 7.25% | |
| 48 months | 7.50% | |
| 60 months | 7.75% | |
| 72 months | 8.00% | |
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| Used | 36 months | 8.25% | |
| 48 months | 8.50% | |
| 60 months | 8.75% | |
| 72 months | 9.00% | |
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RV/Boat Rates |
| Terms | APR** | |
| New | 0-60 Months | 7.25% | |
| 61-72 months | 7.50% | |
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| 73-84 months | 7.75% | |
| 85-120 months | 8.00% | |
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| Used | 0-60 months | 8.25% | |
| 61-72 months | 8.50% | |
| 73-84 months | 8.75% | |
| 85-120 months | 9.00% | |
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Consumer Loan Rates |
| Terms | APR** | |
| Signature Loans | 24 months | 12.00% | |
| 36 months | 12.50% | |
| 48 months | 13.00% | |
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| Share Covered | | 2.95% | |
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| Line of Credit/Overdraft Protection | | 11.00% | |
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Home Loan Rates |
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| Term | APR** | |
| Home Loan-Refinance | 15 Years | 6.75% | |
| 20 Years | 7.00% | |
| 30 Years | 7.25% | |
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