Goetz Credit Union
 

RatesRates

Effective Date:

.

Savings Rates

Rate APY* Minimum Balance
Share/Savings 0.95% 0.95% $25.00
Vacation 0.95% 0.95% $0.00
Christmas Club 0.95% 0.95% $0.00
IRA 1.75% 1.76% $0.00
 
*APY=Annual Percentage Yield
     
 

Certificate of Deposit Rates

Rate APY* Minimum Balance
7 months New Money Special 4.67% 4.75% $5,000.00
12 months 3.455% 3.50% $2,500.00
18 months 3.21% 3.25% $2,500.00
 
*APY=Annual Percentage Yield
     
 

Checking Rate

Rate APY* Minimum Balance
Checking 0.05% 0.05% $0.00
 
*APY=Annual Percentage Yield
     
 

New Auto Rates

Terms APR**
2024-2023 36 months 5.75%
  48 months 6.00%
60 months 6.25%
72 months 6.50%
84 months 6.75%  

Used Auto Rates

Year Terms APR**
2024 thru 2017 36 months 6.75%
48 months 7.00%
60 months 7.25%
72 months 7.50%
     
2016 and older 24 months 8.00%
36 months 8.25%
48 months 8.50%
60 months 8.75%
     
 

Motorcycle/ATV/UTV/Lawn Equipment Rates

Terms APR**
New 36 months 7.50%
48 months 7.75%
60 months 8.00%
72 months 8.25%
     
Used 36 months 8.50%
48 months 8.75%
60 months 9.00%
72 months 9.25%
     
 

RV/Boat Rates

Terms APR**
New 0-60 Months 7.50%
61-72 months 7.75%
73-84 months 8.00%
85-120 months 8.25%
     
Used 0-60 months 8.50%
61-72 months 8.75%
73-84 months 9.00%
85-120 months 9.25%
     
 

Consumer Loan Rates

Terms APR**
Signature Loans 24 months 12.25%
36 months 12.75%
48 months 13.25%
 
Share Covered   2.95%
     
Line of Credit/Overdraft Protection 11.25%
     
     
     
 

Home Loan Rates

 
Term APR**
Home Loan-Refinance 15 Years 7.00%
20 Years 7.25%
30 Years 7.50%