Savings Rates |
| Rate | APY* | Minimum Balance |
Share/Savings | 1.25% | 1.26% | $25.00 |
Vacation | 1.25% | 1.26% | $0.00 |
Christmas Club | 1.25% | 1.26% | $0.00 |
IRA | 2.00% | 2.02% | $0.00 |
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*APY=Annual Percentage Yield |
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Certificate of Deposit Rates |
| Rate | APY* | Minimum Balance |
7 months New Money Special | 4.86% | 4.95% | $5,000.00 |
12 months | 3.455% | 3.50% | $2,500.00 |
18 months | 3.70% | 3.75% | $2,500.00 |
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*APY=Annual Percentage Yield |
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Checking Rate |
| Rate | APY* | Minimum Balance |
Checking | 0.05% | 0.05% | $0.00 |
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*APY=Annual Percentage Yield |
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New Auto Rates |
| Terms | APR** | |
2023-2022 |
36 months | 7.25% | |
| 48 months | 7.50% | |
| 60 months | 7.75% | |
| 72 months | 8.00% | |
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84 months | 8.25% |
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Used Auto Rates |
Year | Terms | APR** | |
2023 thru 2017 | 36 months | 8.25% | |
| 48 months | 8.50% | |
| 60 months | 8.75% | |
| 72 months | 9.00% | |
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2016 and older | 24 months | 9.50% | |
| 36 months | 9.75% | |
| 48 months | 10.00% | |
| 60 months | 10.25% | |
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Motorcycle/Lawn Equipment Rates |
| Terms | APR** | |
New | 36 months | 8.75% | |
| 48 months | 9.00% | |
| 60 months | 9.25% | |
| 72 months | 9.50% | |
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Used | 36 months | 9.75% | |
| 48 months | 10.00% | |
| 60 months | 10.25% | |
| 72 months | 10.50% | |
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RV/Boat Rates |
| Terms | APR** | |
New | 0-60 Months | 8.75% | |
| 61-72 months | 9.00% | |
| 73-84 months | 9.25% | |
| 85-120 months | 9.50% | |
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Used | 0-60 months | 9.75% | |
| 61-72 months | 10.00% | |
| 73-84 months | 10.25% | |
| 85-120 months | 10.50% | |
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Consumer Loan Rates |
| Terms | APR** | |
Signature Loans | 24 months | 14.50% | |
| 36 months | 15.00% | |
| 48 months | 15.50% | |
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Share Covered | | 3.25% | |
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Line of Credit/Overdraft Protection | | 13.50% | |
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Home Loan Rates |
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| Term | APR** | |
Home Loan-Refinance | 15 Years | 9.25% | |
| 20 Years | 9.50% | |
| 30 Years | 9.75% | |
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