SEPTEMBER 5, 2010 
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Accounts

Regular Share/Savings Account

  • We make saving money easy and profitable.
  • $25.00 minimum deposit holds membership
  • Dividends paid quarterly.  
  • Direct deposit and/or payroll deposit
  • Quarterly statements
  • Shares may be used as security on consumer loans: earn dividends while you pay yourself back.
  • Free life savings insurance matches the balance in your account (up to $2000)
  • All deposits insured up to $250,000 by NCUA.
 
Checking Account
  • View your account online
  • Dividends paid on average daily balance
  • MasterCard Debit cards available
  • Write unlimited checks
  • Earn dividends monthly
  • No monthly service charges
  • Free overdraft protection
  • Direct deposit/payroll deduction with same-day access to funds
  • Monthly statements
 
IRAs
  • Make an IRA (Individual Retirement Account) part of your long-term plan for financial security.
  • No minimum deposit is required to open an IRA.
  • Traditional, Roth and Education IRAs available.
  • Make regular deposits easily with a payroll deduction.

Christmas Club / Holiday Savings

Do you find yourself stressed out during the Holiday season because of those costly Christmas expenses? We are here to make your Holiday shopping season brighter! With our Christmas Club Account, you can start saving for next Christmas now! The earlier in the year you join, the more comfortable you'll be during the holidays. The easiest way to build your Christmas Club Account is through regular payroll deductions of even Direct Deposit. Saving for Christmas will be simple and you can watch your money grow!

  • You may contribute any dollar amount
  • Deposits can be made at any time as often as you like
  • The money deposited into your account earns dividends quarterly

No restrictions or penalty for early withdrawals. Christmas Club Accounts fund could be transferred to your regular savings/checking account, or have a check made sent to you.


1905 Howard
St Joseph, MO 64501
Phone: 816-232-8754



This credit union is federally insured
by the National Credit Union Administration.
NCUA
Equal Housing Lender

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