SEPTEMBER 5, 2010 
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Savings Rates
RateAPY*Minimum Balance
Share/Savings.50%.50%$25.00
Vacation.50%.50%$0.00
Christmas Club.50%.50%$0.00
IRA 2.75%2.78%$0.00
*APY=Annual Percentage Yield
Checking Rate
RateAPY*Minimum Balance
Checking0.15%0.15%$0.00
*APY=Annual Percentage Yield
New Auto Rates
TermsAPR**
36 months4.75%
48 months5.00%
60 months5.25%
72 months5.50%
Used Auto Rates
YearTermsAPR**
"10 thru "0336 months5.75%
48 months6.00%
60 months6.25%
72 months6.50%
"02 and older 24 months7.50%
36 months7.75%
48 months8.00%
60 months8.25%
Motorcycle/Lawn Equipment Rates
TermsAPR**
New36 months6.25%
48 months6.50%
60 months6.75%
Used36 months7.25%
48 months7.50%
60 months7.75%
RV/Boat Rates
TermsAPR**
New0-60 Months6.25%
61-72 months6.50%
73-84 months6.75%
85-120 months7.00%
Used0-60 months7.25%
61-72 months7.50%
73-84 months7.75%
85-120 months8.00%
Consumer Loan Rates
Signature Loans
TermsAPR**
24 months11.00%
36 months11.50%
Share Covered
36 months3.00%
48 months3.25%
60 months3.50%
Line of Credit/Overdraft Protection
10.00%
Home Loan Rates
Home Loan-Refinance
TermAPR**
15 Yrs5.00%
20 Yrs5.50%
Mobile Home
New 5 Yrs7.50%
10 Yrs8.00%
15 Yrs8.50%
Used5 Yrs8.50%
10 Yrs9.00%
15 Yrs9.50%
 
NOTICE: Rates are subject to change without notice.

1905 Howard
St Joseph, MO 64501
Phone: 816-232-8754



This credit union is federally insured
by the National Credit Union Administration.
NCUA 		Equal Housing Lender

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